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Policy Details

This is an A-Z listing of all the policy details in The Pet Insurance Guide 2015. However if you are interested in a particular pet insurance company you may find it our review of the strengths and limitations of their policies a good place to start (by selecting policy reviews from the menu above). Alternatively just put the pet insurance company’s name into the search box for a full list of all the articles about them.

Tesco – Premier Cover – Details

Policy Type:  Lifetime CoverVet Fees Cover Limit: £7,500 or £10,000 per year Maximum Age for New Policies: NoneKey Points to NoteIncludes £2 million third party liability coverIncludes travel coverIncludes dental cover for accidents and illnessesLow minimum excess of £60 See ful...

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Petplan 12 Months Essential – Policy Details

Policy Type:  Time Limited CoverVet Fees Cover Limit: £3,000 per condition (for a maximum of 12 months from when the condition started)Maximum Age for New Policies: None Key Points to NoteIncludes dental cover for illnesses as well as accidentsVery limited prescription food cover...

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M&S – Essential Policy – Details

Policy Type:  Time Limited Cover Vet Fees Cover Limit: £3,000 per condition (limited to first 12 months of treatment). Maximum Age for New Policies: None Key Points to Note Low fixed excess for pets under 9 years old No contribution payments for pets of any age Will only pay f...

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LV= Premier Policy – Details

Policy Type:  Lifetime Cover Vet Fees Cover Limit: £10,000 per year to cover all conditions. Maximum Age for New Policies: NoneKey Points to NoteNo contribution payments for pets of any ageDoes not cover euthanasiaOnly pays for prescription food used instead of medicationSee full re...

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Helpucover – Standard Plus Policy – Details

Policy Type: Maximum Benefit Vet Fees Cover Limit: £3,000 per condition (without time limit). Maximum Age for New Policies: 7 years (dogs - but 4 years for certain breeds) 9 years (cats)   Key Points to Note Includes dental cover for illnesses as well as accidents Very lim...

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Helpucover – Premier Policy – Details

Policy Type: Lifetime Cover Vet Fees Cover Limit: £6,000 per year to cover all conditions. Maximum Age for New Policies: 7 years (dogs - but 4 years for certain breeds) 9 years (cats)   Key Points to Note Includes dental cover for illnesses as well as accidents Very limit...

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Helpucover – Standard Policy – Details

Policy Type: Maximum BenefitVet Fees Cover Limit: £1,000 per condition (without time limit).Maximum Age for New Policies: 7 years (dogs - but 4 years for certain breeds) 9 years (cats) Key Points to NoteIncludes dental cover for illnesses as well as accidentsVery limited prescript...

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