The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

Argos - Silver Policy - Details

argos-pet-insurancePolicy Type: Time Limited Cover

Vet Fees Cover Limit: £2,500 per condition for a maximum of 12 months after the condition starts.

Maximum Age for New Policies: None

Key Points to Note

Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

Excess and Contribution Rates

Vet Fees Benefits

Dental Costs: For treatment required as a result of accident only.
Prescription Food: Not covered.
Euthanasia: Covered
Complementary Therapies: Included in vet fees limit.  Hydrotherapy is limited to 5 sessions per condition.
Behavioural Therapy:  Only if problems caused as direct result of an insured illness/accident.

Third Party Liability Cover

Third Party Liability: £1 million – No non-standard exclusions.

Additional Benefits

Death Benefit – Illnesses – Pays purchase price of your pet (maximum £250).  Not paid for dogs aged 9 and over, and cats aged 11 and over.
Death Benefit – Accidents – Optional Pays purchase price of your pet (maximum £250).
Theft & Straying Benefit Pays purchase price of your pet (maximum £250).
Advertising & Reward £250
Boarding Fees £150 Pays the cost boarding kennels or cattery.   In addition to hospital stays will pay if your home becomes uninhabitable

Holiday cancellation £250 Covers cancellation /curtailment as a result of pet requiring immediate lifesaving treatment shortly before travel or whilst on holiday.

Travel Cover

Limitations: 90 days per policy year. Only covers trips to EU countries (which are members of the PET travel scheme).
Vets Fees Abroad. Included in overall vet fees limit
Quarantine Fees £150
Loss of Documents Cover £250
Emergency Expenses Abroad £150

More Information

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