John Lewis - Premier Policy - Details
Policy Type: Lifetime Cover
Vet Fees Cover Limit: £12,000 (in total for all conditions) per policy year
Maximum Age for New Policies: None
Key Points to Note
- Low fixed excess (£60)
- You pay 20% of vet fees for pets aged 9 and over.
- Only pay dental cover for accidental injury (no illness cover)
- Pays £250 for prescription food
- Holiday cancellation only covers trips to the EU.
- See full review of John Lewis pet insurance strengths and limitations
- See a summary of John Lewis pet insurance customer reviews
|Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.|
Excess and Contribution Rates
- The standard excess is low at just £60 per condition per year.
- You can opt to increase this to £80, £100, £140, £250 or £500 in return for lower premium.
- Once your pet reaches the age of 9 you will pay the higher of the fixed excess or 20% of treatment fees.
Vet Fees Benefits
|Dental Costs: Covers dental costs for accidents only|
|Prescription Food: Will pay for treatment food up to £250 per year.|
|Euthanasia: £100 cover|
|Complementary Therapies: £2,000 (Included in vet fees cover)|
|Behavioural Therapy: £500 (Include in vet fees cover)|
Third Party Liability Cover
|Third Party Liability: £1 million – No non-standard exclusions.|
|Death Benefit – Illnesses Pays purchase price of your pet (maximum £1,500).|
|Death Benefit – Accidents Pays purchase price of your pet (maximum £1,500).|
|Theft & Straying Benefit Pays purchase price of your pet (maximum £1,500).|
|Advertising & Reward £1,000 (Includes cost of extra accommodation if your pet goes missing abroad).|
|Boarding Fees £2,000 Pays the cost of a licensed boarding establishment or for someone to look after your pet.|
|Holiday cancellation £3,000 Covers trips to the EU only. Pays cancellation/curtailment costs if your pet requires lifesaving treatment, dies or goes missing shortly before you are due to travel or whilst you are away.|
|Limitations: 3 trips of no more than 60 days to EU countries|
|Vets Fees Abroad Included within vet fees cover.|
|Quarantine Fees £2,000|
|Loss of Documents Cover £500|
|Emergency Expenses Abroad. £500|
Other John Lewis Policies
About John Lewis Pet Insurance
Pet Insurance Terminology Explained
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