The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

More Than - Basic Policy - Details

More Than Pet InsurancePolicy Type:  Time-Limited Cover

Vet Fees Cover Limit: £1,500 or £3,000 per condition (for a maximum of 12 months after the condition starts)

Maximum Age for New Policies: None

Key Points to Note

Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

Excess and Contribution Rates

Vet Fees Benefits

Dental Costs: Not covered
Prescription Food:  Will only pay for food developed to treat a specific condition and which is used instead of medication
Euthanasia: Optional farewell cover  – £150 for euthanasia and cremation/burial
Complementary Therapies: £500 (included within vet fees limit)
Behavioural Therapy: Not covered

Third Party Liability Cover

Third Party Liability: £1,000,000

Additional Benefits

Death Benefit – Illnesses  Will pay up to the purchase price for pets under 9 years of age (maximum £500)
Death Benefit – Accidents  Will pay up to the purchase price (maximum £500)
Theft & Straying Benefit  Optional lost and found cover  – will pay the purchase price of your pet if they are lost up to a maximum of £1,000
Advertising & Reward  Optional lost and found cover – will pay up to £1,000 for local advertising and £1,000 for reward.
Boarding Fees  £1,000  Will pay for the cost of a licensed boarding kennel or cattery or the cost of a pet minder.
Holiday cancellation  Optional pets abroad cover – will pay up to £2,000 if you have to  cancel or cut short a trip to the EU because your pet has gone missing, dies or requires life-saving treatment shortly before you go or whilst you are away.

Travel Cover

Limitations : Travel cover is optional and is called “pets abroad cover”

Three trips of no more than 60 days – to EU countries only

Vets Fees Abroad Included in vet fees
Quarantine Fees £1,000
Loss of Documents Cover  £250
Emergency Expenses Abroad  £1,000


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