The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

Accident Policies List

Pet Insurance Accident PolicyAccident only pet insurance is quite a recent phenomenon but several pet insurance companies now offer it. As it “says on the tin” it only covers vet treatment for accidents or injuries. It does not pay for any treatment for illnesses.

As with standard pet insurance there are different types of vet fees cover.   Some of these policies include third party liability and occasionally other benefits too!

Be aware that the cover limits for most accident policies is quite low.   Some policies also restrict cover for CT/MRI scans and cruciate ligament injuries

AA 

Accident Only – £2,000 lifetime annual benefit policy.  

Will provide up to £2,000 per year for vet fees to treat accidents. Also includes £1 million third party public liability cover.

Admiral

Bronze Policy – £3,500 lifetime annual benefit policy

Will provide up to £3,500 per year for vet fees to treat accidents. Also includes £1 million third party public liability cover.

Animal Friends

Accident Only – £2,500 lifetime annual benefit policy

Will provide up to £2,500 per year for vet fees to treat accidents subject to a lifetime limit of £15,000 per accident. Does not include any third party liability cover.

Asda

Accident Only – £2,500 maximum benefit policy

Will provide up to £2,500 per condition caused as a result of an accident.   Also includes £1 million third party public liability cover.

Churchill

Emergency Pet Insurance – £1,500 time-limited policy

Will provide up to £1,500 for each accidental injury for treatment received in the 12 months following the injury.   Also includes £500 emergency illness cover.   Optional third party public liability insurance is available.

Computerquote

Value Accident – £2,000 lifetime annual benefit policy

Will provide up to £2,000 per year for the treatment of accidents.   Also includes £1 million third party public liability cover.

Healthy Pets

Accident Only – £1,000 time-limited policy

Will provide up to £1,000 for each accidental injury for treatment received in the 12 months following the injury.   Also includes £1 million third party public liability cover.

Kwik Fit

Bronze Policy – £2,000 lifetime annual benefit policy

Will provide up to £2,000 per year for the treatment of accidents.   Also includes £1 million third party public liability cover. 

Legal and General

Accident Only – £2,000 lifetime annual benefit policy

Will provide up to £2,000 per year for the treatment of accidents.   Also includes £1 million third party public liability cover.

More Than

Accident Only – £2,500 time-limited policy

Will provide up to £2,500 for each accidental injury for treatment received in the 12 months following the injury.   Also includes £500,000 third party public liability cover.

Paws and Claws

One Paw Policy – £1,000 time-limited policy

Will provide up to £1,000 for each accidental injury for treatment received in the 12 months following the injury. This policy does not include any third party public liability cover. Paws and Claws One Paw policy details

Two Paws Policy – £2,000 time-limited policy

Will provide up to £2,000 for each accidental injury for treatment received in the 12 months following the injury. Also includes £1 million third party public liability cover. Paws and Claws Two Paws policy details

Sun Life

Will provide up to £1,500 for dogs and £1,250 for cats per accidental injury for treatment received in the 12 months following an injury.  Also includes £1 million third party public liability cover and other benefits. 

Tesco

Accident & Injury Policy – £3,000 time-limited policy

Will provide up to £3,000 for each accidental injury for treatment received in the 12 months following the injury. Also includes £2 million third party public liability cover. Tesco Accident & Injury policy details

UIS

Crystal Cover – £1,000 lifetime annual benefit policy

Will provide up to £1,000 per year for the treatment of accidents.   Also includes £1 million third party public liability cover. UIS Crystal Cover policy details.

Vetsure

Accident Only – £2,000 lifetime annual benefit policy

Will provide up to £2,000 per year for the treatment of accidents.   Also includes £2 million third party public liability cover. Vetsure Accident Only policy details.

Virgin Money

Accidental Injury – £1,500 time-limited policy

Will provide up to £1,500 for each accidental injury for treatment received in the 12 months following the injury. Also includes £1 million third party public liability cover. Virgin Money Accidental Injury policy details

 

More Information

Some Other Lists

 

All Policy Lists

 

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  1. Hi, I have accident cover with Animal friends, but on starting a claim for my dog’s cruciate ligament injury hadn’t realised that this was excluded (in the small print). Is this a common omission for accident only cover?
    Many thanks for any advice.

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