The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

Pet Insurance Policies with a High Fixed Excess

excess paymentAll pet insurance policies available in the UK have a fixed excess amount for vet fees which is deducted from your claim.   This can be as low as £55 or as high as £169 with the average being about £75-£80.

Here is a list of providers who offer policies with a fixed excess is £90 or more

 

 

 

£90

American Express

Helpucover (for dogs)

NCI (for dogs)

Surewise (for dogs)

Vets Medicover

£95

Petpals Direct (for dogs)

 £99

Animal Friends

Healthy Pets

Protect Your Bubble (time limited policy only)

Purely Pets

UIS

£100

AA

Avid

LV= (time limited policy only)

Pet-Insurance.co.uk £90 – £110

Pet Protect (dogs over 5 years)

Petguard (dogs under 8 years)

Petplan (for dogs)

Stoneways

£110

Petguard (dogs over 8 years)

£150

M&S (dogs over 9 yrs old)

More Than (dogs over 9 yrs old)

 

E&L

E&L have a standard excess which is between £65-£169 (depending on breed, plan chosen and postcode.)   This is doubled for claims over £1,000.

 

And Finally

Remember that the excess is part of the cost of a pet insurance policy. You will also want to consider the premium (now and in the future) and the contribution payment if any.  

 

More Information

Other “Excess Payments” Lists

 

Terminology Explained

 

 

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