The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

Pet Insurance Policies with Voluntary Excess Payments

excess paymentAll pet insurance policies available in the UK have a fixed excess amount for vet fees which is deducted from your claim.   However many policies now offer you the opportunity to choose an increased excess in return for a lower premium.  

 

 

Fixed Excess Payments

Here is a list of providers who offer policies offering a choice of excess.  

Agria       £85 / £150    

Argos       £65 / £90 / £115 / £165

Asda         £85 / £110 / £135 / £160 / £185

Aviva        £75 / £100 / £125 / £175

Churchill (for cats)     £55 / £110

Churchill (for dogs)   £65 / £130

Debenhams     £75 / £100 / £125 / £150 / £175 / £200

Direct Line (for cats)     £70 / £140

Direct Line (for dogs)    £80 / £160

Esure     £75 / £100 / £125 / £150 / £175 / £200

Homebase   £75 / £100 / £125 / £175

John Lewis    £60 / £80 / £140

Kennel Club (The)  £85 / £150

M&S (under 9yrs) £50 / £100 / £150

M&S (over 9yrs) £150 / £200 / £250

PDSA     £75 / £100 / £125 / £150 / £175 / £200

Petwise    £75 / £100 / £125 / £150 / £175 / £200

Saga  £75 / £125 / £175 / £225

Tesco  £60 / £120 / £200

Vet UK       £85 / £150    

Virgin Money (for cats)  £70 / £140

Virgin Money (for dogs) £80 / £160

Variable Excess Payments

(also known as contribution or co-insurance)

These policies offer a choice of contribution payment.

Agria       0%/ 10% / 20%

Kennel Club     0% / 10% / 20%

More Than      0% / 10%

Vet UK       0%/ 10% / 20%

 

More Information

Other “Excess Payments” Lists

 

Terminology Explained

 

 

Share these Details

 

Comments

If there is anything above which you don’t think is accurate, or you have anything to add please do share below!

Add Comment

Your email address will not be published.

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

Search