The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

Argos Policies – Review


Argos offer pet insurance policies underwritten by Royal Sun Alliance (RSA).  The policies are clear and straightforward without uncommon exclusions.  They do not require you to pay a contribution charge for pets of any age.

This review of Argos Pet Insurance policies by published in . For further information about how the rating of 4.0 out of 5 was arrived at please see


Argos offer a choice of two time-limited policies and one lifetime policy.  The lifetime policy has an annual cover limit of £7,000 to cover all conditions. 

Customer Feedback

Most of the feedback we have seen for Argos Pet Insurance is pretty good.  Although we have seen a couple of negative comments about premium increases but not as many as for some other policies underwritten by RSA.    Read Argos Customer Reviews analysis

Good Points

  • Lifetime policy available
  • Low basic excess of just £65
  • Excess can be increased in return for a lower premium


  • Only provides dental cover for accidents
  • Limited hydrotherapy sessions (5 sessions on Silver/Gold policies and 10 sessions for the Platinum policy) 

Other Points to Note

  • No contribution payment for pets of any age
  • There is no maximum age for new policies.
  • The Platinum policy covers prescription food for up to 4 weeks
  • All policies will pay for nutritional supplements either prescribed by a vet in place of medication or with a proven effect. 

Policy List

Click on a policy name to view full policy details

Silver Policy – Time Limited Policy – £2,500 per Condition

Gold Policy – Time Limited Policy – £4,000 per Condition

Platinum Policy – Lifetime Policy – £7,000 per year to cover all conditions

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Recent Claim Experiences with Argos?

If you have claimed on a Argos pet insurance policy in last 12 months it would be great if you could share your experiences with others by completing our 2-minute survey.

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