Healthy Pets - Our Verdict
Many organisations unfortunately do not reveal how they reach their rating. We are doing so because our aim is to provide you with as much information about pet insurance policies as we can and so you can make your own judgement.
|Benefits and Small Print||2.5/3|
|Excess and Contribution||0/2|
|Total out of 15||8.5|
|Star Rating out of 5||2.8|
Healthy Pets do not have any lifetime policies. Their most comprehensive policy is a maximum benefit policy which will pay up to £7,500 per condition.
Benefits and Small Print
Healthy Pets policies include cover for dental treatment (accidents only), prescription food and euthanasia.
The death or loss benefit payable is based on the purchase price of your pet (rather than market value and/or use of a sliding scale).
You do need to be aware that there are restrictions on the amount of cover for CT /MRI scans and cruciate ligament treatment.
We have not been able to find much feedback about Healthy Pets renewal premium increases and therefore have given a neutral rating of 1.5.
Not have we been able to find much feedback about customer service. So this has also been awarded a neutral rating of 1.5. More about Healthy Pets’ customer reviews.
Excess and Contribution
The fixed excess is high at £99 or £100 per condition. (The average across all pet insurance providers is about £75-£80). In addition you have to pay a percentage of vet fees (contribution payment) from when your pet is 5 years old (the average is 8 years).
More About Healthy Pets
Ratings Explained for Popular Pet Insurance Providers
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About Pet Insurance
Pet Insurance Policies
Detailed policy reviews for 15 of the top UK pet insurance providers with ratings and full analysis of strengths & limitations.
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