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Sainsbury’s Policies – Review


Sainsbury’s need little introduction!

They provide pet insurance through their finance division – Sainsbury’s Bank.

Their underwriter, Allianz Insurance, is one of the largest general insurers in the UK and part of the Allianz SE Group, one of the leading integrated financial services providers worldwide.

Customer Feedback

As mentioned above recent feedback for Sainsbury’s pet insurance has been disappointing.   Almost all negative reviews complain about delays.     Read Sainsbury’s Customer Reviews analysis

Good Points

  • Most additional benefits are optional
  • Includes dental cover for illnesses in addition to accidents.


  • Recent negative customer feedback
  • No lifetime policies available
  • Holiday cancellation cover only applies to trips to EU countries
  • Will only pay very limited prescription food (Will only pay for food which is to treat either the first occurrence of bladder stones or crystals in urine (max 40% for six months) or is liquid food given whilst your pet is hospitalised (max 5 days)

Other Points to Note

  • You have to pay 20% of vet fees for pets over 9
  • New policies are only available to pets under 9 years old.

Policy List

Click on a policy name to view full policy details

Standard Policy – Time Limited Policy – £3,000 per Condition (for first 12 months treatment)

Premier Policy – Maximum Benefit Policy – £7,500 per Condition  

Premier Plus Policy – Maximum Benefit Policy – £13,000 per Condition   


Recent Claim Experiences with Sainsbury’s?

If you have claimed on a Sainsbury’s policy in last 12 months it would be great if you could share your experiences with others by completing our 2-minute survey.

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