The springer spaniel is one of the most popular dog breeds in the UK. But how costly are they to insure? And which companies might give the best quotes?
In September 2018 The Pet Insurance Guide surveyed more 16 leading pet insurance companies to discover the relative cost of insuring more than 50 different breeds of dog. The survey had two aims
a) To identify which dog breeds were most and least expensive to insure
b) To identify which insurance companies might produce the best value quotes for each breed. (We did this by comparing the quote for a particular breed with the average quote for that insurer as we believe this shows how the insurer rates the risk posed by that breed.)
Pet Insurance Quotes for Springer Spaniels
Springer spaniels are in the middle of the pack when it comes to insurance costs. They came 27th out of the 56 breeds we got prices for. On average they were slightly more expensive than the Sheltie but slightly less expensive than the Labrador Retriever.
On average the premiums for springer spaniels are about 15% more than for their cousins, the cocker spaniels. They are though less expensive to insure than the Cavalier King Charles spaniels who although they are smaller tend to have more known health problems.
How Different Insurance Companies Rate Springer Spaniels
Lowest Risk Ratings
The five pet insurance companies which had the lowest risk rating for the springer spaniel and therefore more likely to give you a competitive quote were
Highest Risk Ratings
The five pet insurance companies which had the highest risk rating for Springer Spaniels and therefore least likely to give you a competitive quote were
Although premiums will always be an important factor, you must remember that there are many differences between pet insurance policies. This means it is very important always to do your research thoroughly – and always read the small print!
A dog’s breed is only one factor that pet insurance companies use to determine premium (the other major factors are sex, age, postcode). However all other things being equal you are likely to get a more competitive quote for your Springer Spaniel from the companies listed as rating the breed as below average risk. So it is certainly worth checking them out!