The pet insurance market is dominated by just four underwriters.
Underwriters are important as they write the policies, calculate the premiums and make the important decisions.
If the underwriters change it may mean that your policy terms change. It may also mean a change in premium structure. Although some insurance companies only use the new underwriter for new policies meaning if you are already insured then you won’t have a change of underwriter.
It is important to note that although there can be similarities between an underwriter’s policies they are different for each insurance company.
Allianz Insurance Plc
Animal Care Options
Royal and Sun Alliance Insurance Plc
Ultimate Insurance Co Ltd
Legal and General
Paws and Claws
Zenith Insurance Plc
Protect Your Bubble
Pets at Home
Atlas Insurance PCC Limited
Acromas Insurance Company Limited
Advent Underwriting Ltd
Agria International Forsakring AB
Alpha Insurance A/S
Aviva Insurance Limited
NCI (Lifetime Policies)
Cranbrook Underwriting (for and on behalf of QIC Europe)
NCI (Time Limited Policy)
Equine and Livestock Insurance Company Ltd
Liverpool Victoria Insurance Company Ltd
Pinnacle Insurance Plc
Red Sands Insurance Company (Europe) Ltd
UK Insurance Ltd