The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

Pet Insurance for Border Terriers

Border Terrier Pet InsuranceThe Border Terrier is one of the most popular dog breeds in the UK.  But how costly are they to insure? And which companies might give the best quotes?

In September 2015 The Pet Insurance Guide surveyed more 16 leading pet insurance companies to discover the relative cost of insuring more than 50 different breeds of dog. The survey had two aims

a) To identify which dog breeds were most and least expensive to insure

b) To identify which insurance companies might produce the best value quotes for each breed.  (We did this by comparing the quote for a particular breed with the average quote for that insurer as we believe this shows how the insurer rates the risk posed by that breed.)

Pet Insurance Quotes for Border Terriers

Border Terriers are one of the cheapest breeds to insure.   The only breed which we found was cheaper to insure was the Yorkshire Terrier which costs about 5% less.  Small crossbreeds/mixed breed dogs are also cheaper but all other breeds were more expensive. 

But although most pet insurance companies produce some of their lowest quotes for a border terrier, this is not always the case as some have border terriers in the middle of the pack and will charge more for a Border Terrier than they do for a Labrador Retriever!

How Different Insurance Companies Rate Border Terriers

Lowest Risk Ratings

The five pet insurance companies which had the lowest risk rating for the Border Terrier and therefore more likely to give you a competitive quote were  

Healthy Pets

More Than

John Lewis

The Kennel Club


Highest Risk Ratings

The five pet insurance companies which had the highest risk rating for Border Terriers and therefore least likely to give you a competitive quote were 

Animal Friends

Lifetime Pet Cover

Direct Line




Although premiums will always be an important factor,  you must remember that there are many differences between pet insurance policies.  This means it is very important always to do your research thoroughly – and always read the small print! 

A dog’s breed is only one factor that pet insurance companies use to determine premium (the other major factors are sex, age, postcode).   However all other things being equal you are likely to get a more competitive quote for your Border Terrier from the companies listed as rating the breed as below average risk.   So it is certainly worth checking them out! 

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