The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

Pet Insurance for Pugs

Pug Pet InsuranceThe Pug is the most popular small dog breed in the UK.  But how costly are they to insure? And which companies might give the best quotes?

In September 2015 The Pet Insurance Guide surveyed more 16 leading pet insurance companies to discover the relative cost of insuring more than 50 different breeds of dog. The survey had two aims

a) To identify which dog breeds were most and least expensive to insure

b) To identify which insurance companies might produce the best value quotes for each breed.  (We did this by comparing the quote for a particular breed with the average quote for that insurer as we believe this shows how the insurer rates the risk posed by that breed.)

Pet Insurance Quotes for Pugs

Pugs are not only the most popular small dog in the UK – they are also the most expensive to insure!    They are even more expensive than many much larger dogs such as the Labrador Retriever and Alaskan Husky.   This is, of course, primarily because of their well-known health problems. 

How Different Insurance Companies Rate Pugs

Lowest Risk Ratings

The four pet insurance companies which had the lowest risk rating for the Pug and therefore more likely to give you a competitive quote were  

Sainsburys

Petplan

 

Purely Pets

LV=

Highest Risk Ratings

The five pet insurance companies which had the highest risk rating for Pug and therefore least likely to give you a competitive quote were 

Helpucover

Argos

More Than

John Lewis

Tesco

Summary

Although premiums will always be an important factor,  you must remember that there are many differences between pet insurance policies.  This means it is very important always to do your research thoroughly – and always read the small print! 

A dog’s breed is only one factor that pet insurance companies use to determine premium (the other major factors are sex, age, postcode).   However all other things being equal we believe you are likely to get a more competitive quote for your Pug from the companies listed as rating the breed as below average risk.   So it is certainly worth checking them out! 

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