The Pet Insurance

Guide 2016

Independent Unbiased Information
for Fellow Pet Owners
As Featured On BBC1's Rip Off Britain Consumer Programme

M&S - Standard Policy - Details

m&s pet insurancePolicy Type:  Lifetime Cover

Vet Fees Cover Limit: £1,000 per condition per year (£4,000 p.a to cover all  conditions).

Maximum Age for New Policies: None

Key Points to Note

Disclaimer Notice: Whilst we have taken great care in ensuring the information below is accurate, we cannot be responsible for its accuracy and you must check all the details with the insurer before purchasing the policy. The details below relate to the current policy available from the insurer. Terms for existing policies you have may be different.

Excess and Contribution Rates

Vet Fees Benefits

Dental Costs: For treatment required as a result of accident or illness
Prescription Food: Not covered 
Euthanasia: £100 (to cover euthanasia/cremation or burial)
Complementary Therapies: £500 per year (included in vet fees limit)
Behavioural Therapy: Not covered.

Third Party Liability Cover

Third Party Liability: £1 million – No non-standard exclusions.

Additional Benefits

Death Benefit – Illnesses Pays purchase price of your pet (maximum £600) for pets under 9 years old.
Death Benefit – Accidents Pays purchase price of your pet (maximum £600).
Theft & Straying Benefit Pays purchase price of your pet (maximum £600).
Advertising & Reward £600 each.
Boarding Fees £600  Will pay for fees for licensed boarding kennel  or cattery or for someone to look after your pet (maximum £60 per week). .
Holiday cancellation  Not covered

Travel Cover

Vets Fees Abroad  Not covered
Quarantine Fees  Not covered
Loss of Documents Cover  Not covered
Emergency Expenses Abroad.  Not covered


More Information

Other M&S Policies


About M&S Pet Insurance


Pet Insurance Terminology Explained

More Pet Insurance Terminology & Benefits Explained


Relevant Articles



Share these Details



If there is anything above which you don’t think is accurate, or you have anything to add please do share below!

Add Comment

Your email address will not be published.

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>